India's fertility rate has fallen below replacement level, triggering concern among economists, policymakers, and demographers. Yet much of the conversation is focused on the wrong issue. This is not primarily a fertility crisis. Women have not suddenly become less capable of having children. What has changed is how they evaluate motherhood.
When it comes to investing, we often hear a lot of buzz about mutual funds, stocks, and real estate. These are great options, no doubt, but there’s one tool that often flies under the radar—the Public Provident Fund (PPF). It may not sound as exciting or trendy as other financial products, but it is one... Continue Reading →
Today, as every year women are excited at having a day earmarked for them. Not that I am against the idea of a day dedicated to women, but what pains me is that they miss the real point. Women’s day is not about making women stronger. They are already strong far beyond they may even know. It’s about changing the way the world perceives their strength.
Conversing about money with children is a topic that is both awkward and confusing. Some parents are of the opinion that children should be shielded against any money-talk, that’s for the grown-ups, while some do want to introduce their children to money-matters but aren’t sure how to and at what age. Children will learn different... Continue Reading →
Once upon a time, not long ago, I led a fairly lavish life, and by lavish, I mean not worrying about running out of resources before the next paycheck arrived. I was pursuing a fairly successful career in an MNC with a decent salary, giving me the financial freedom to spend on things I wanted,... Continue Reading →
In India the festive season commences starting September – Ganesh Chaturthi, followed by Diwali, followed by Dussehra, Christmas and finally New Year! Phew! These four months of the year are the most happening in terms of activities and joy, while also being the most draining financially. While the world cherishes in the festive spirit, my... Continue Reading →
